3D Secure is a security protocol that helps verify your identity when you make an online card payment.
The Payment Services Directive 2 (PSD2) requires additional authentication for certain online payments to improve payment security and reduce fraud.
The legislation took effect on January 1, 2021 in
You may need to:
Your bank or card issuer determines how you authenticate your transaction.
You may be redirected to your card provider's website to complete the security check.
The 3D Secure services you may see include 'Visa Secure' for Visa cards and 'Mastercard Identity Check' for Mastercard cards.
Contact your bank or card issuer directly:
Call the phone number on the back of your card.
Use your bank’s or card issuer’s official app or website.